Over the last hundred years or so, the global economy has largely been driven by a model of ever-increasing consumption – produce more, consume more, make more money so that we can buy and consume more – with a voracious appetite for the biggest, latest and best. And this approach…
Category: Finance and Economy
Exploring everything financial and alternative finance
Digital Exclusion; how your life would be unlivable if you chose to opt-out of an all-digital world
In a world where everything has gone completely digital, the integration of digital identities, Central Bank Digital Currencies (CBDCs), and Artificial Superintelligence (ASI) overseeing and managing a true “internet of everything”, human existence would be fundamentally changed. This change would permeate every aspect of life, from personal identity and financial…
Isolated vs. Conceptualized Thinking: A Comparative Analysis
Everyone has their own way of thinking. Some people are very logical and some more emotional. Some focus on the details while others tend to see the big picture. A society needs people who think in all sorts of ways so that we can “cover all the bases” but perhaps…
The Ultimate Guide to Building Your Kommunity
What It Is KommunityKoin is your source for information about time banking, building a time banking community (or Kommunity), building cooperative communities through time banking and the home of the revolutionary time banking app called KoinPurse that puts the power of a time bank at your fingertips in an easy and convenient way. (Note: the word “Kommunity”…
Maximizing Impact; How to Best Meet the Most Needs within a Community
Ideally, a Community Service Organization (CSO) would help anyone and everyone that asked for help but, in the current climate of ever-dwindling resources, can you actually help everyone? As resources become scarcer, Community Service Organizations may need to start triaging the situations of their recipients to decide how they can…
Understanding Cooperative Economies: A Solution to Modern Economic Problems
The modern global economy is characterized by intense competition, often leading to serious inequalities and an overall lack of social well-being. In contrast, a cooperative economy emphasizes mutual aid, shared ownership, and collective decision-making. This article will explore what a cooperative economy is, how it differs from a competitive economy,…
How to Survive and Thrive; Kommunity
You probably think that everything in your life is going OK. You’re getting by – things could certainly be better, but they’re good enough. You have a place to live and food to eat. You’re able to buy the things that you need and most of the things that you…
What is Social Capital and Why You Need to Know About It
Social capital refers to the networks of relationships among people in a community, society, or organization, and the benefits of reciprocity and trustworthiness that arise from those relationships. It’s essentially the value that comes from social connections and the resources that come along with those connections. When we think of…
What Are Time Credits and Why You Should Care
Time Banking is an idea that most have not heard of, and those that have may not really understand beyond the fundamental concept of trading time with others in a community. This understanding is certainly not wrong and could serve a person or community very well, even if they never…
Why We Need Money; How Dunbar’s Number Makes it Inevitable
The idea of money is something that we are all familiar with. It’s a part of our daily lives and we couldn’t survive without it – but why? When humans lived in small tribes, they knew everyone, knew what to expect from everyone, held each other accountable and knew to…