Social capital refers to the networks of relationships among people in a community, society, or organization, and the benefits of reciprocity and trustworthiness that arise from those relationships. It’s essentially the value that comes from social connections and the resources that come along with those connections. When we think of…
The Cooperative Community – What, Why and How
A cooperative community is a social structure where individuals voluntarily come together to achieve common goals, share resources, and support one another in various aspects of life. At the core of a cooperative community is the principle of cooperation rather than competition. Members work together harmoniously, pooling their talents, skills,…
In Order to Connect, You Have to Disconnect
In today’s hyper-connected world, we may think that we are the most connected generation in history. However, I propose for your consideration, that we are actually the least connected generation that has ever lived. How is that you say? Let me explain. We are living creatures designed (or evolved if…
What Are Central Bank Digital Currencies (CBDC) and How it Would Affect You
A central bank digital currency (CBDC) is a digital form of money issued by a country’s central bank. CBDCs are similar, in some ways, to cryptocurrencies in that they are purely digital, but differ in that they are centralized and their value is fixed by a central bank and is roughly…
You Will Face Defeats, But Don’t Be Defeated
“You may encounter many defeats, but you must not be defeated. In fact, it may be necessary to encounter the defeats, so you can know who you are, what you can rise from, how you can still come out of it.” ― Maya Angelou Small defeats are an inevitable part of…
What Are Time Credits and Why You Should Care
Time Banking is an idea that most have not heard of, and those that have may not really understand beyond the fundamental concept of trading time with others in a community. This understanding is certainly not wrong and could serve a person or community very well, even if they never…
The Rise of FinTech (Financial Technology) and Why You Should Care
FinTech, short for Financial Technology, is revolutionizing the world by leveraging technology to improve and streamline financial services. FinTech is quickly reshaping the financial industry and transforming the way that people and businesses manage their finances – driving greater efficiency, accessibility, and innovation across the global economy. What Is Fintech…
How Changing Access to News is Shaping Society
As the world changes faster and faster, the way that we stay informed is also changing. In the time of our grandparents, the newspaper and radio were the primary sources for news and then broadcast television, cable news, Web 1.0, and now Web 2.0 is shaping the way in which…
What is Web3 and How Would it Affect You?
You may not have heard about web 1.0, 2.0 and 3.0 so let’s take a look at what all this is about and see how it might impact you in the near future. The Evolution of the Internet The evolution of the internet can be broadly categorized into three major…
Why We Need Money; How Dunbar’s Number Makes it Inevitable
The idea of money is something that we are all familiar with. It’s a part of our daily lives and we couldn’t survive without it – but why? When humans lived in small tribes, they knew everyone, knew what to expect from everyone, held each other accountable and knew to…