“when we are unconsciously committed to our own failure, getting ahead in life is impossible…but this tendency to self-sabotage can be changed.” The idea that people are hopelessly committed to their own suffering, self-sabotage, and ultimately, their own destruction is an interesting one that has been explored throughout history in…
Category: Finance and Economy
Exploring everything financial and alternative finance
Net-Giving: A Vision for a Surplus Society
“if everyone focused on giving rather than taking, on others rather than themselves, many of the problems in today’s society would just melt away” Imagine a world where the primary goal of each person within a community is not to accumulate wealth or to take as much as they can…
Social and Solidarity Economies (SSE): A Path to Inclusive and Sustainable Development
“It only takes one strong person in each community to begin something that can change the world. Are you that person?” The Social and Solidarity Economy (SSE) represents a transformative approach to economic activities and relationships, prioritizing social and environmental objectives over profit motives. At its core, SSE involves collective…
The Rise and Fall of the Dollar: From Bretton Woods to the Death of the Petrodollar; and Where It Goes from Here
The history of the US dollar as the world’s dominant currency is an interesting story of economic theories, international agreements, and geopolitical maneuvers. From its rise at the Bretton Woods Conference in 1944 to its recent decline with the end of the petrodollar era in 2024, the dollar’s journey reflects…
Why Do We Continue With a Clearly Faulty Consumption-Based Economic Model
Over the last hundred years or so, the global economy has largely been driven by a model of ever-increasing consumption – produce more, consume more, make more money so that we can buy and consume more – with a voracious appetite for the biggest, latest and best. And this approach…
Digital Exclusion; how your life would be unlivable if you chose to opt-out of an all-digital world
In a world where everything has gone completely digital, the integration of digital identities, Central Bank Digital Currencies (CBDCs), and Artificial Superintelligence (ASI) overseeing and managing a true “internet of everything”, human existence would be fundamentally changed. This change would permeate every aspect of life, from personal identity and financial…
Isolated vs. Conceptualized Thinking: A Comparative Analysis
Everyone has their own way of thinking. Some people are very logical and some more emotional. Some focus on the details while others tend to see the big picture. A society needs people who think in all sorts of ways so that we can “cover all the bases” but perhaps…
The Ultimate Guide to Building Your Kommunity
What It Is KommunityKoin is your source for information about time banking, building a time banking community (or Kommunity), building cooperative communities through time banking and the home of the revolutionary time banking app called KoinPurse that puts the power of a time bank at your fingertips in an easy and convenient way. (Note: the word “Kommunity”…
Maximizing Impact; How to Best Meet the Most Needs within a Community
Ideally, a Community Service Organization (CSO) would help anyone and everyone that asked for help but, in the current climate of ever-dwindling resources, can you actually help everyone? As resources become scarcer, Community Service Organizations may need to start triaging the situations of their recipients to decide how they can…
Understanding Cooperative Economies: A Solution to Modern Economic Problems
The modern global economy is characterized by intense competition, often leading to serious inequalities and an overall lack of social well-being. In contrast, a cooperative economy emphasizes mutual aid, shared ownership, and collective decision-making. This article will explore what a cooperative economy is, how it differs from a competitive economy,…